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How to verify your funds with a private view key

To prevent your Monero funds from being stolen if your computer is hacked, you will probably want to keep some of your funds in long term offline cold storage.

In other words, you'd store your Monero in a wallet that you don't keep stored on your regular computer. You'd instead reboot to a freshly installed operating system that is unlikely to have any viruses, download the wallet software, disconnect your computer from the internet and create an offline wallet.

You'd then write the wallet seed down onto a piece of paper, delete the wallet from your computer and reboot.

Since your offline wallet will have never communicated with the internet, you'll want to check that your funds did really arrive to your offline wallet.

To do this, you will need to know your wallet's secret "view key" and your wallet's "address". At the time of writing, only the command line wallet can display your view key. To display your view key, run the command line wallet and type:
[wallet 47CL7F]: address 49FHDu3KvqmKQXCrUDDpBLYfew2S8FvM9F2U8P5iAjanAGMwkPje2oCYbHjRGsbn2U7gSccUdqNK966BYtWr2inZMFoQdia
[wallet 47CL7F]: viewkey secret: ff7cefd5bbfe88e0ef672d85c30ffd8e779769b1ab4866a20ad2aaa92815490a public: a0bc7f63eb578148a578167fabf3367f87a43ee601d9feda98c803c135c0b509
The "secret" view key is what you will need. If the view key is ever disclosed, the worst that can happen is that someone will be able to view your funds. They will not be able to steal them.

Once you have the secret view key, you can create a new wallet that is only able to view funds on an internet-connected computer. This currently requires the command line version of Monero. To create a command line wallet from your view key, do the following: (replace "myviewonlywallet" with the filename you'd like to use to save your wallet)
./monero-wallet-cli --generate-from-view-key myviewonlywallet Monero 'Wolfram Warptangent' (v0.10.1.0-release) Logging at log level 0 to /root/monero/./monero-wallet-cli.log Restore from specific blockchain height (optional, default 0): 0 Standard address: 49FHDu3KvqmKQXCrUDDpBLYfew2S8FvM9F2U8P5iAjanAGMwkPje2oCYbHjRGsbn2U7gSccUdqNK966BYtWr2inZMFoQdia View key: ff7cefd5bbfe88e0ef672d85c30ffd8e779769b1ab4866a20ad2aaa92815490a Enter a password for your new wallet: ********** Confirm Password: ********** Generated new wallet: 49FHDu3KvqmKQXCrUDDpBLYfew2S8FvM9F2U8P5iAjanAGMwkPje2oCYbHjRGsbn2U7gSccUdqNK966BYtWr2inZMFoQdia Starting refresh...
You can then use commands such as "balance" to check the contents of your view only wallet. You can also import the wallet file into your Monero GUI to view the balance and transaction history there.

IMPORTANT: Using the steps outlined above, the view only wallet can ONLY be used to verify the amount of funds that have been sent to a wallet. If you spend your funds with a full wallet, your view only wallet will not reflect the decrease in funds. This is because Monero's privacy mechanisms prevent anyone except an owner of a full wallet from knowing when funds have been spent. Therefore only rely on a view wallet to check when funds are received, and never rely on it to verify that funds have not been subsequently stolen.

There is a way to be able to monitor if you funds have been stolen using a view only wallet, and that requires you to export your 'key images' from your full wallet to your view only wallet. To do this, follow steps 1-6 here. Tutorials
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Thanks to Monero developers and community members that answered questions that contributed to the content in this site: jollymort, hyc, moneromoo, smooth, jwinterm, debruyne, fluffypony, pero, needmoney90, ferretinjapan, idunk, saddam, wolf0, daveyjones, snipa, gingeropolous, markos, othe, m5m400, luigi1111, kenshi84
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